Click the "Select File" button above, and choose your PAY file.
You’ll see a preview, if available.
Click the "Convert file to..." button to extract text information.
Convert PAY to another file type
To convert PAY payroll files to another format, you need Moneysoft Payroll Manager or other Data software.
Convert a file to PAY
To convert other file formats to the "Payroll Data File" file type, you need software like Moneysoft Payroll Manager or a similar tool.
About PAY files
The .PAY file extension is primarily associated with payroll and accounting data. Because payroll systems are highly localized to national tax laws, a .PAY file can belong to several completely different, incompatible software suites. Major systems that generate these files include Moneysoft Payroll Manager in the UK, QuickBooks, Sage VIP Payroll, and specific international banking networks like the Iranian PAYA system or BancNet PDDTS. Some .PAY files are simply UTF-8 encoded plain text or CSV files used for bank batch transfers, while others (like SQL Payroll backups) are actually renamed ZIP archives containing sensitive database files.
The main disadvantage of .PAY files is extreme vendor lock-in. You generally cannot open a .PAY file generated by one system in another. Furthermore, these files often require expensive, active subscriptions to specific enterprise accounting software to view natively. If a company migrates its HR software or an auditor needs to review historical payment records, accessing the raw data inside the .PAY file becomes a massive roadblock. Desktop applications routinely lack backward compatibility for older payroll datasets, leaving companies stranded with unreadable files.
Converting .PAY files is essential for auditing, reporting, and data migration. For data analysis and HR migrations, convert to CSV or XLSX. For permanent auditing records and archiving, convert to PDF or PDF/A. If the file is a banking transaction batch, extracting it to XML might be required by your financial institution. Drop your file here to analyze and convert it securely right in your browser. We handle the technical heavy lifting so you can extract your payroll data without buying expensive, single-use software licenses.
Convert.Guru analyzes your PAY file, detects the exact format, and lets you read the text inside.
If you want to convert PAY file to , you can use Moneysoft Payroll Manager or similar software from the "Payroll and Accounting Data Storage" category. In the File menu, look for Save As… or Export….
To convert files to PAY, try Moneysoft Payroll Manager or another comparable tool in the "Payroll and Accounting Data Storage" category.
The PAY Converter Story
The history of Convert.Guru began over 25 years ago in California with Tom Simondi’s file-format database. A former contributor to Space Shuttle development and a software pioneer of the 1980s, Simondi established a trusted resource for file type analysis that was even referenced by Microsoft Windows XP. Today, we use modern technology to process and convert thousands of file formats while continually improving our PAY converter.