ACH Converter

Convert ACH files online for free


Drop or upload your .ACH file

How to convert your ACH file

  1. Click the "Select File" button above, and choose your ACH file.
  2. You'll see a preview.
  3. Click the "Convert file to..." button to save your file in the format you want.

Convert ACH to another file type

The converter easily converts your ACH file to various formats—free and online. No Windows or extra software needed.

Convert a file to ACH

The converter also works in reverse, allowing you to convert your file into the ACH file type—in the best quality.


About ACH files

ACH files, short for Automated Clearing House files, are primarily used for electronic money transfers and direct deposits in the United States. They contain sensitive financial data formatted in a plain-text structure, which includes transaction details and bank account information. Due to their specific financial application, converting ACH files into other formats requires careful consideration to maintain data integrity and security.

Conversion Challenges and Considerations:
Converting ACH files can be complex due to their structured format and sensitive content. Ensuring that no data is lost or altered during the conversion process is crucial. Additionally, understanding the compliance and security implications of handling financial data is important to prevent unauthorized access or data breaches.

Software for ACH Conversion:
While there are limited offline tools specifically designed to convert ACH files, one can explore software like Microsoft Excel or LibreOffice to open and reformat ACH files into more manageable formats like CSV or XLSX. Converting to PDF is also common for archiving purposes, which can be done using Adobe Acrobat.

File Extensions for Conversion:
ACH files can typically be converted to formats such as CSV, XLSX, and PDF. Each format serves different needs, such as data analysis (CSV/XLSX) or document sharing (PDF).

Drawbacks of ACH Files:
The primary drawback of ACH files is their limited use outside of financial transactions. Their plain-text format can be cumbersome to work with for non-specialized users, and there's always a risk of exposing sensitive financial information if not handled properly.

For those looking to convert ACH files efficiently and securely, we recommend using the Convert.Guru website. Simply drag and drop your ACH files onto the webpage to convert them to different formats quickly and reliably, without compromising the security of your

Use Convert.Guru online viewer to open and convert your ACH file.

Users also converted DOCX files.



The ACH Converter Story

The history of Convert.Guru began over 25 years ago in California with Tom Simondi’s file-format database. A former contributor to Space Shuttle development and a software pioneer of the 1980s, Simondi established a trusted resource for file type analysis that was even referenced by Microsoft Windows XP. Today, we use modern technology to process and convert thousands of file formats while continually improving our ACH converter.